EPC QR (EPC069-12) encodes IBAN, amount, beneficiary name, and remittance reference for banking apps.
Technical specifications
- QR type
- EPC Payment
- Payload format
- EPC QR (SEPA)
- When scanned
- Opens a payment flow
How to create this QR code
Generate and download a scannable code in three steps.
- 1
Choose this type
The generator is already set to this payload type. Switch types with the pills above if needed.
- 2
Enter your data
Fill every field that should appear after a scan. Preview updates as you type.
- 3
Download the file
Customize colors or add a logo, then download PNG or SVG for print or screens.
What an EPC QR code stores
EPC QR (EPC069-12) encodes IBAN, amount, beneficiary name, and remittance reference for banking apps.
Invoices in the euro zone often include EPC QR so customers scan to prefill a SEPA transfer.
IBAN and BIC must match your bank records exactly.
Tips for EPC QR codes
- 1
Use EUR amounts with two decimal places.
- 2
Keep reference text within EPC length limits.
- 3
Test with your bank mobile app before mass invoicing.
- 4
Regenerate if IBAN changes after account migration.
Questions about EPC QR codes
Which countries use EPC QR?
Common in EU countries supporting EPC QR in banking apps.
Instant transfer?
Scan prefills a transfer; customer still confirms in banking app.
Multiple currencies?
EPC standard targets EUR SEPA payments.
BIC required?
Enter BIC when your bank requires it for cross-border SEPA.
Is it a payment guarantee?
No; it is a transfer template, not card capture.